212-300-5196

Service & Results.

nyc criminal lawyers over 30 years of experienceWe Know How To Win Cases

Spodek Law Group handles tough cases
nationwide, that demand excellence.

Get Free Consultation

Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

Why Choose Us

Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

Spodek
Law in the Media

View All

Meet Todd Spodek

WE PROVIDE WHITE GLOVE SERVICE TO CLIENTS
WHO WANT MORE FROM THEIR ATTORNEY

The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Florida Small Business Debt Relief and Funding Options

IF YOU’RE LOOKING FOR A BUSINESS DEBT SETTLEMENT COMPANY, VISIT DELANCEY STREET. CLICK HERE NOW.

 

 

Florida Small Business Debt Relief and Funding Options

Small businesses are the backbone of Florida’s economy, providing jobs and services to local communities across the state. However, many small business owners face financial challenges, especially in difficult economic times. Debt can accumulate quickly, putting pressure on cash flow and threatening the viability of an otherwise successful business. Fortunately, Florida offers several debt relief and funding programs aimed at helping small business owners manage debt, free up capital, and continue operating.

Debt Relief Options

SBA Disaster Loans

The Small Business Administration (SBA) provides low-interest disaster loans to businesses impacted by declared disasters. Disaster loans up to $2 million can be used to repair or replace damaged property, inventory, and equipment. The loans can also be used for working capital to cover operating expenses during recovery. The SBA offers favorable loan terms up to 30 years and interest rates around 4% for small businesses.

To qualify for an SBA disaster loan in Florida, the business must be located in a declared disaster area and have incurred physical or economic damage from the disaster. Hurricane damage is a common cause, but other natural disasters and pandemics may qualify as well. The online disaster loan application is the first step.

Debt Restructuring Services

Small business owners struggling with excessive debt can work with organizations like the Florida Small Business Development Center (SBDC) Network to restructure and refinance debt on more affordable terms. This may involve negotiating with creditors, consolidating higher interest debts into a single SBA loan, or setting up new payment plans to alleviate short-term cash flow issues. The SBDC business consultants provide free advice and assistance with developing an effective debt reduction strategy.

Chapter 11 Bankruptcy

Filing for Chapter 11 bankruptcy allows a small business to reorganize debts under court supervision while continuing to operate. This stops threats of repossession and lawsuits while negotiating a bankruptcy repayment plan. It can eliminate debt entirely in some cases. The business must have reliable future income potential to realistically restructure and exit bankruptcy. Hiring an experienced bankruptcy attorney is highly recommended to navigate the complex legal process. Filing fees and attorney fees apply but can be paid over time.

Funding Programs

SBA 7(a) Loans

The SBA 7(a) loan program guarantees up to 85% of loans made by commercial lending institutions to qualifying small businesses. By reducing the lender’s risk, the SBA enables small business owners with a credit score as low as 640 to obtain financing that would otherwise be unavailable. Loan amounts up to $5 million can be used for working capital, equipment, inventory, business expansion, and commercial real estate purchases. Interest rates are negotiated with the lender and have longer repayment terms than conventional small business loans.

SBA 504 Loans

The SBA 504 loan program provides small businesses with long-term, fixed-rate financing for major fixed assets like real estate and heavy equipment. A 504 loan cannot be used for working capital or inventory. A lender provides 50% of the financing, the SBA contributes up to 40% backed by a 100% SBA guarantee, and the borrower contributes at least 10% down. The low down payment and attractive interest rates on the SBA portion make this a very affordable way to finance major business investments.

State and Local Programs

Many Florida counties, cities, and organizations offer small business grants, microloans, and incentive programs. For example, the Florida Microfinance Loan Program provides loans up to $50,000 to pre-venture entrepreneurs. Miami-Dade County offers multiple loan funds targeted to businesses owned by women and minorities. Numerous cities have small business incentive grants for job creation, facade improvements, relocations, and more. Reach out to your local SBDC office to discover what financing programs are available in your area.

Additional Small Business Resources

  • The Florida SBDC Network provides free consulting and training to guide business owners through every stage of the business life cycle. Experienced consultants can help small business clients explore suitable debt relief and funding options.
  • r/smallbusiness and r/Entrepreneur/ are active Reddit communities where small business owners exchange insights and advice on accessing capital, managing debt, and related financing topics.
  • The U.S. Small Business Administration (SBA) website covers small business loans, debt relief options, and resources for entrepreneurs in detail.
  • SCORE provides free business mentoring and educational workshops in Florida focused on financial management, securing financing, and running a successful company.
  • The Florida Department of Economic Opportunity promotes programs and resources for establishing, growing, and funding Florida small businesses.

Conclusion

From debt restructuring to microloans and incentive grants, Florida offers viable debt relief and funding options to support small business owners. While navigating financial challenges can be daunting, tapping into available assistance programs, expert SBDC business advisers, and online communities provides the guidance needed to manage debt and access capital critical for survival and success. With an abundance of state and local resources available, Florida small businesses have opportunities to power through economic downturns.

Free Consultation

Testimonials

I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

5 Stars
It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me feel comfortable and confident that the team was going to work hard for me. Everything was explained and any concerns...

~A G

5 Stars
After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

Spodek Law Group

White Glove Service

We Provide Superior Service, Excellent Results, At A Level Superior To Other Criminal Defense Law Firms. Regardless Of Where Your Case Is, Nationwide, We Can Help You.
View More

Request Free Consultation

Please fill out the form below to receive a free consultation, we will respond to
your inquiry within 24-hours guaranteed.

NYC

85 Broad St 30th Floor, New York, NY 10004

212-300-5196

get directions

Los Angeles

611 S Catalina St Suite 222, Los Angeles, CA 90005

212-300-5196

get directions

QUEENS

35-37 36th St, 2nd Floor Astoria, NY 11106

212-300-5196

get directions

BROOKLYN

195 Montague St., 14th Floor, Brooklyn, NY 11201

212-300-5196

get directions
Call Now!