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How Medical Debt Can Lead to Social Isolation and Family Conflict
How Medical Debt Can Lead to Social Isolation and Family Conflict Medical debt is a huge problem here in America. So many families struggle to pay their medical bills, even when they have insurance. This… Read More
How to Handle Medical Debt as a Self-Employed Entrepreneur
How to Handle Medical Debt as a Self-Employed Entrepreneur Being self-employed can be an incredibly rewarding experience. You get to be your own boss, set your own schedule, and pursue work you’re passionate about. But… Read More
How Medical Debt Can Impact Your Job Search and Employment
How Medical Debt Can Impact Your Job Search and Employment Medical debt is a huge problem in America today, and it can majorly impact your ability to find a job or advance in your… Read More
Using Life Insurance to Pay Off Medical Debt
Using Life Insurance to Pay Off Medical Debt Medical debt can be overwhelming. Hospital bills, doctor bills, prescriptions – it all adds up so fast. And even with insurance, copays and deductibles take a… Read More
How to Get IRS Penalty Abatement for Reasonable Cause
How to Get IRS Penalty Abatement for Reasonable Cause Getting hit with an IRS penalty can be scary. But don’t panic! You may be able to get penalty relief if you have a good reason… Read More
Why Americans Can’t Stop Borrowing
Why Americans Can’t Stop Borrowing Americans love debt. We just can’t seem to stop borrowing money even though it often gets us into trouble. Consumer debt is at an all-time high, and a lot… Read More
Watch Out For These 7 Credit Card Traps
Watch Out For These 7 Credit Card Traps Credit cards can be super convenient, but they can also get you into trouble if you’re not careful. As someone whose been there, done that, let… Read More
Can You Get Business Credit Cards With No Personal Credit Checks?
Can You Get Business Credit Cards With No Personal Credit Checks? Getting a business credit card can be tricky if you don’t have good personal credit or don’t want inquiries on your personal credit… Read More
3 Reasons You Should Be Afraid Of Credit Cards
3 Reasons You Should Be Afraid Of Credit Cards Credit cards can seem scary. I totally get why you might be afraid to get one. But there are some legit reasons credit cards freak… Read More
How To Use A Credit Card Responsibly
How to Use a Credit Card Responsibly Credit cards can be super useful tools for managing your finances – if you use them responsibly. With some simple strategies, you can avoid debt and reap… Read More
7 Red Flags On Your Taxes That Could Get You Audited
7 Red Flags On Your Taxes That Could Get You Audited Filing your taxes can be stressful enough without worrying about getting audited by the IRS. While the chances of an audit are still… Read More
The Benefits Of Filing Your Taxes Early
The Benefits of Filing Your Taxes Early Filing your taxes early has a lot of advantages. It can help you get your refund faster, avoid the last minute rush, catch any problems, and make tax… Read More
Why You Should Never Hide Debt From Your Spouse
Why You Should Never Hide Debt From Your Spouse Hiding debt from your spouse is never a good idea. It may seem easier in the moment to keep it a secret, but it almost… Read More
What Tax Bracket Do You Fall In?
What Tax Bracket Do You Fall In? Figuring out your tax bracket can be confusing. There are so many numbers to keep track of! But understanding tax brackets is important, because it determines how… Read More
Work From Home Tax Deductions
Work From Home Tax Deductions – A Helpful Guide Working from home has become super common nowadays. With advances in technology, its easier than ever to work remotely. This opens up a ton of possibilities…. Read More
Common Tax Types Explained
Common Tax Types Explained Taxes – we all pay them, but few of us really understand them. This article will explain the most common tax types in simple terms, so you can be a… Read More
How To Make A Budget To Pay Off Debt
How To Make A Budget To Pay Off Debt Getting out of debt can seem overwhelming. With credit card bills, student loans, medical bills, and other expenses, it can feel like you’re drowning with no… Read More
Tax Changes: Why Your 2022 Refund Could Be Smaller
Tax Changes: Why Your 2022 Refund Could Be Smaller If you’re expecting a nice big tax refund this year, you may be in for a disappointing surprize. According to the IRS and tax experts,… Read More
6 Great Questions About Debt Consolidation Loans
6 Great Questions About Debt Consolidation Loans If your drowning in debt, a debt consolidation loan may seem like a great option to get your finances under control. But before you take out a… Read More
Finance Guru, Dave Ramsey, Shares Tips To Beat Debt
Hey folks! Today I wanted to share some tips from finance guru Dave Ramsey on how to beat debt. I know it can be super stressful and overwhelming to be in debt – trust… Read More
The Best DIY Valentine’s Day Gift Ideas
The Best DIY Valentine’s Day Gift Ideas Looking for a fun, creative way to show your loved ones how much you care this Valentine’s Day? Homemade gifts are a thoughtful, personal way to celebrate… Read More
How Debt Relief Works
How Debt Relief Works Debt is a huge problem for lots of people today. Medical bills, student loans, credit cards – it can pile up fast and feel totally overwhelming. If your drowning in… Read More
Proven Ways To Get — And Stay — Out Of Debt
Proven Ways To Get — And Stay — Out Of Debt Getting into debt can happen so easily – a new couch here, a vacation there. Before you know it, you’ve racked up thousands… Read More
10 Reasons Why People Stay In Debt
10 Reasons Why People Stay In Debt Being in debt can feel overwhelming. It’s easy to feel like you’ll never get out from under it. But there are reasons people stay in debt – and… Read More
The Hidden Dangers Of Filing For Bankruptcy
The Hidden Dangers of Filing for Bankruptcy Filing for bankruptcy can seem like an easy way out of debt, but it comes with a lot of hidden dangers that you need to consider carefully… Read More
The Costs Of Rural vs. Urban Living
The Costs of Rural vs. Urban Living Moving can be stressful, especially when you’re trying to decide between an urban or rural lifestyle. Both have their advantages and disadvantages, so it’s important to look at… Read More
How To Take A Unique Honeymoon On A Budget
How To Take A Unique Honeymoon On A Budget Planning a honeymoon is so exciting! You finally get to go on a romantic vacation with your new spouse. But honeymoons can also be crazy expensive…. Read More
How To Negotiate With A Debt Collection Agency
How To Negotiate With A Debt Collection Agency Dealing with debt collectors can be stressful–but it doesn’t have to be! With some preparation and know-how, you can negotiate with collectors to reduce your debt… Read More
Secret To Wealth: Spending Less Than You Earn
Secret to Wealth: Spending Less Than You Earn We’ve all heard the old saying, “The secret to wealth is spending less then you earn.” But what does it really mean to spend less than… Read More
Can You Negotiate Your Own Debt Settlement?
Can You Negotiate Your Own Debt Settlement? If you’re struggling with high amounts of debt, debt settlement may seem like an appealing option. Debt settlement involves negotiating directly with creditors to pay off debts for… Read More
Free Personal Finance Software To Simplify Your Finances
Free Personal Finance Software To Simplify Your Finances Managing your finances can be complicated. Between tracking income, expenses, investments, debt, and more, it’s easy to feel overwhelmed. That’s why using personal finance software can… Read More
What Rising Inflation And Interest Rates Mean For You
What Rising Inflation and Interest Rates Mean for You Inflation and interest rates going up is in the news alot lately. And it can be confusing trying to understand what it all means for… Read More
Debt Consolidation Loans And Bankruptcy
Debt Consolidation Loans and Bankruptcy Dealing with overwhelming debt can feel incredibly stressful. When you’ve got creditors calling nonstop and can’t keep up with minimum payments, it’s easy to feel like there’s no way… Read More
What Is A Debt Management Plan?
What Is A Debt Management Plan? If you’re struggling with high interest credit card debt, a debt management plan could help you get out of debt faster and save money on interest payments. A… Read More
6 Signs Your Future Spouse Is Bad With Money
6 Signs Your Future Spouse Is Bad With Money Finding your soulmate is hard enough, but once you do, how do you know if they’re good with money or bad with it? Financial issues… Read More
Credit Card Myths of Stay-At-Home Parents
Credit Card Myths of Stay-At-Home Parents Getting approved for credit cards as a stay-at-home mom or dad can be tricky. With no income of your own, it may seem impossible to qualify. But don’t… Read More
How Do You Qualify For Debt Relief?
How Do You Qualify For Debt Relief? If you’re struggling under a mountain of debt, you may be wondering if there are any options to get some relief. Debt relief programs exist to help… Read More
The Best Ways To Consolidate Debt
The Best Ways to Consolidate Debt Dealing with credit card debt can be overwhelming. Before you know it, you’ve racked up balances on multiple cards at high interest rates, and it feels impossible to pay… Read More
Top 10 FAQs About Debt Consolidation
Top 10 FAQs About Debt Consolidation If you’re struggling with high interest rates and multiple loan payments every month, debt consolidation may seem like an attractive option. Consolidating your debts into one new loan can… Read More
4 Credit Card Issues You Can Negotiate With Creditors
4 Credit Card Issues You Can Negotiate With Creditors Falling behind on credit card payments can feel overwhelming. Maybe you lost your job or faced unexpected medical bills. Or perhaps you simply spent beyond your… Read More
Should I Pay Off A Six-Year-Old Debt Or Just Ignore It?
Should I Pay Off A Six-Year-Old Debt Or Just Ignore It? We’ve all been there – you get a call from a debt collector about an old bill you haven’t paid in years. Your first… Read More
The Statute Of Limitations On Debts
The Statute of Limitations on Debt: A Helpful Guide If you have old debts that you haven’t paid back, you may be wondering if those debts are still legally enforceable or if the statute of… Read More
How To Pay Off Debt By Borrowing From Yourself
How To Pay Off Debt By Borrowing From Yourself Paying off debt can feel overwhelming. The interest charges keep piling up, and it can seem like you’re just treading water every month without making any… Read More
How To Budget For An Irregular Paycheck
How to Budget for an Irregular Paycheck Budgeting can be tricky when your income fluctuates month to month. Unlike a steady paycheck, an irregular paycheck means your earnings go up and down, making it hard… Read More
Learn How To Send A Cease and Desist Letter To Creditors
Learn How To Send A Cease and Desist Letter To Creditors Dealing with debt collectors can be stressful and annoying. If you feel like you are being harassed by creditors with constant phone calls or… Read More
How Long Will It Take To Pay A $10,000 Credit Card Debt If You Stick To The Minimum?
How Long Will It Take To Pay Off A $10,000 Credit Card Debt If You Only Make Minimum Payments? Paying off credit card debt can be a long and challenging process, especially if you only… Read More
Budgeting Tips When You Want To Live Alone But Can’t Afford It
Budgeting Tips When You Want To Live Alone But Can’t Afford It Living on your own can seem like an impossible dream when you’re strapped for cash. But with some strategic budgeting, you may be… Read More
Is It Possible To Have A High Credit Score Despite A Rising Credit Balance?
Is It Possible To Have A High Credit Score Despite A Rising Credit Balance? Having a good credit score is super important these days. You need a high score to get approved for loans, credit… Read More
How National Debt Relief Supports People on Their Debt Relief Journey
How National Debt Relief Supports People on Their Debt Relief Journey It can be a relief to realize that debt relief is available. It can help give you a fresh start regarding your finances, after… Read More
How To Spot A Debt Relief Scam
How To Spot A Debt Relief Scam Being in debt can feel overwhelming. You may be struggling each month just to make minimum payments on your credit cards, loans, or other debts. It’s totally understandable… Read More