OUR BLOG
Federal Drug Conspiracy Charges in Colorado
What to Know About Federal Drug Conspiracy Charges in Colorado Hey there! Dealing with criminal charges can be really stressful and confusing. I wanted to write this article to help explain federal drug conspiracy laws… Read More
How Medical Debt Can Lead to Social Isolation and Family Conflict
How Medical Debt Can Lead to Social Isolation and Family Conflict Medical debt is a huge problem here in America. So many families struggle to pay their medical bills, even when they have insurance. This… Read More
How to Handle Medical Debt as a Self-Employed Entrepreneur
How to Handle Medical Debt as a Self-Employed Entrepreneur Being self-employed can be an incredibly rewarding experience. You get to be your own boss, set your own schedule, and pursue work you’re passionate about. But… Read More
How Medical Debt Can Impact Your Job Search and Employment
How Medical Debt Can Impact Your Job Search and Employment Medical debt is a huge problem in America today, and it can majorly impact your ability to find a job or advance in your… Read More
Using Life Insurance to Pay Off Medical Debt
Using Life Insurance to Pay Off Medical Debt Medical debt can be overwhelming. Hospital bills, doctor bills, prescriptions – it all adds up so fast. And even with insurance, copays and deductibles take a… Read More
How to Get IRS Penalty Abatement for Reasonable Cause
How to Get IRS Penalty Abatement for Reasonable Cause Getting hit with an IRS penalty can be scary. But don’t panic! You may be able to get penalty relief if you have a good reason… Read More
Why Americans Can’t Stop Borrowing
Why Americans Can’t Stop Borrowing Americans love debt. We just can’t seem to stop borrowing money even though it often gets us into trouble. Consumer debt is at an all-time high, and a lot… Read More
Watch Out For These 7 Credit Card Traps
Watch Out For These 7 Credit Card Traps Credit cards can be super convenient, but they can also get you into trouble if you’re not careful. As someone whose been there, done that, let… Read More
Can You Get Business Credit Cards With No Personal Credit Checks?
Can You Get Business Credit Cards With No Personal Credit Checks? Getting a business credit card can be tricky if you don’t have good personal credit or don’t want inquiries on your personal credit… Read More
3 Reasons You Should Be Afraid Of Credit Cards
3 Reasons You Should Be Afraid Of Credit Cards Credit cards can seem scary. I totally get why you might be afraid to get one. But there are some legit reasons credit cards freak… Read More
How To Use A Credit Card Responsibly
How to Use a Credit Card Responsibly Credit cards can be super useful tools for managing your finances – if you use them responsibly. With some simple strategies, you can avoid debt and reap… Read More
7 Red Flags On Your Taxes That Could Get You Audited
7 Red Flags On Your Taxes That Could Get You Audited Filing your taxes can be stressful enough without worrying about getting audited by the IRS. While the chances of an audit are still… Read More
The Benefits Of Filing Your Taxes Early
The Benefits of Filing Your Taxes Early Filing your taxes early has a lot of advantages. It can help you get your refund faster, avoid the last minute rush, catch any problems, and make tax… Read More
Why You Should Never Hide Debt From Your Spouse
Why You Should Never Hide Debt From Your Spouse Hiding debt from your spouse is never a good idea. It may seem easier in the moment to keep it a secret, but it almost… Read More
What Tax Bracket Do You Fall In?
What Tax Bracket Do You Fall In? Figuring out your tax bracket can be confusing. There are so many numbers to keep track of! But understanding tax brackets is important, because it determines how… Read More
Work From Home Tax Deductions
Work From Home Tax Deductions – A Helpful Guide Working from home has become super common nowadays. With advances in technology, its easier than ever to work remotely. This opens up a ton of possibilities…. Read More
How To Negotiate With A Debt Collection Agency
How To Negotiate With A Debt Collection Agency Dealing with debt collectors can be stressful–but it doesn’t have to be! With some preparation and know-how, you can negotiate with collectors to reduce your debt… Read More
Secret To Wealth: Spending Less Than You Earn
Secret to Wealth: Spending Less Than You Earn We’ve all heard the old saying, “The secret to wealth is spending less then you earn.” But what does it really mean to spend less than… Read More
Can You Negotiate Your Own Debt Settlement?
Can You Negotiate Your Own Debt Settlement? If you’re struggling with high amounts of debt, debt settlement may seem like an appealing option. Debt settlement involves negotiating directly with creditors to pay off debts for… Read More
Free Personal Finance Software To Simplify Your Finances
Free Personal Finance Software To Simplify Your Finances Managing your finances can be complicated. Between tracking income, expenses, investments, debt, and more, it’s easy to feel overwhelmed. That’s why using personal finance software can… Read More
What Rising Inflation And Interest Rates Mean For You
What Rising Inflation and Interest Rates Mean for You Inflation and interest rates going up is in the news alot lately. And it can be confusing trying to understand what it all means for… Read More
Debt Consolidation Loans And Bankruptcy
Debt Consolidation Loans and Bankruptcy Dealing with overwhelming debt can feel incredibly stressful. When you’ve got creditors calling nonstop and can’t keep up with minimum payments, it’s easy to feel like there’s no way… Read More
What Is A Debt Management Plan?
What Is A Debt Management Plan? If you’re struggling with high interest credit card debt, a debt management plan could help you get out of debt faster and save money on interest payments. A… Read More
6 Signs Your Future Spouse Is Bad With Money
6 Signs Your Future Spouse Is Bad With Money Finding your soulmate is hard enough, but once you do, how do you know if they’re good with money or bad with it? Financial issues… Read More
Credit Card Myths of Stay-At-Home Parents
Credit Card Myths of Stay-At-Home Parents Getting approved for credit cards as a stay-at-home mom or dad can be tricky. With no income of your own, it may seem impossible to qualify. But don’t… Read More
How Do You Qualify For Debt Relief?
How Do You Qualify For Debt Relief? If you’re struggling under a mountain of debt, you may be wondering if there are any options to get some relief. Debt relief programs exist to help… Read More
The Best Ways To Consolidate Debt
The Best Ways to Consolidate Debt Dealing with credit card debt can be overwhelming. Before you know it, you’ve racked up balances on multiple cards at high interest rates, and it feels impossible to pay… Read More
Top 10 FAQs About Debt Consolidation
Top 10 FAQs About Debt Consolidation If you’re struggling with high interest rates and multiple loan payments every month, debt consolidation may seem like an attractive option. Consolidating your debts into one new loan can… Read More
4 Credit Card Issues You Can Negotiate With Creditors
4 Credit Card Issues You Can Negotiate With Creditors Falling behind on credit card payments can feel overwhelming. Maybe you lost your job or faced unexpected medical bills. Or perhaps you simply spent beyond your… Read More
Should I Pay Off A Six-Year-Old Debt Or Just Ignore It?
Should I Pay Off A Six-Year-Old Debt Or Just Ignore It? We’ve all been there – you get a call from a debt collector about an old bill you haven’t paid in years. Your first… Read More
The Statute Of Limitations On Debts
The Statute of Limitations on Debt: A Helpful Guide If you have old debts that you haven’t paid back, you may be wondering if those debts are still legally enforceable or if the statute of… Read More
How To Pay Off Debt By Borrowing From Yourself
How To Pay Off Debt By Borrowing From Yourself Paying off debt can feel overwhelming. The interest charges keep piling up, and it can seem like you’re just treading water every month without making any… Read More
How To Budget For An Irregular Paycheck
How to Budget for an Irregular Paycheck Budgeting can be tricky when your income fluctuates month to month. Unlike a steady paycheck, an irregular paycheck means your earnings go up and down, making it hard… Read More
Learn How To Send A Cease and Desist Letter To Creditors
Learn How To Send A Cease and Desist Letter To Creditors Dealing with debt collectors can be stressful and annoying. If you feel like you are being harassed by creditors with constant phone calls or… Read More
How Long Will It Take To Pay A $10,000 Credit Card Debt If You Stick To The Minimum?
How Long Will It Take To Pay Off A $10,000 Credit Card Debt If You Only Make Minimum Payments? Paying off credit card debt can be a long and challenging process, especially if you only… Read More
Is It Possible To Have A High Credit Score Despite A Rising Credit Balance?
Is It Possible To Have A High Credit Score Despite A Rising Credit Balance? Having a good credit score is super important these days. You need a high score to get approved for loans, credit… Read More
How National Debt Relief Supports People on Their Debt Relief Journey
How National Debt Relief Supports People on Their Debt Relief Journey It can be a relief to realize that debt relief is available. It can help give you a fresh start regarding your finances, after… Read More
How To Remove A Charge-Off From Your Credit Report
How To Remove A Charge-Off From Your Credit Report Having a charge-off on your credit report can be super frustrating. It’s like getting a big fat F on your financial report card. But don’t worry… Read More
How To Spot A Debt Relief Scam
How To Spot A Debt Relief Scam Being in debt can feel overwhelming. You may be struggling each month just to make minimum payments on your credit cards, loans, or other debts. It’s totally understandable… Read More
What Type Of Loans Qualify For Student Debt Cancellation?
What Type Of Loans Qualify For Student Debt Cancellation? Student loan debt has become a crisis in America, with over 43 million borrowers owing more than $1.7 trillion in student loans. With rising costs of… Read More
What To Do If Your Parents Ask For Financial Help
What To Do If Your Parents Ask For Financial Help It can be really stressful when your parents come to you asking for money. You want to help your family, but also need to think… Read More
4 Ways We Use Money And How To Be Smart About It
4 Ways We Use Money And How To Be Smart About It Money management is such an important skill for all of us to have — it can help us avoid debt and other financial… Read More
14 Good-Paying Jobs That Don’t Require A College Degree
14 Good-Paying Jobs That Don’t Require A College Degree A college education is often touted as the path to a high-paying career. But that’s not necessarily true anymore. There are plenty of well-paying jobs that… Read More
3 Simple Truths To Find Financial Happiness
3 Simple Truths To Find Financial Happiness Money can’t buy happiness, but it sure can reduce stress. Here are 3 simple truths to know about finding financial happiness: 1. Happiness Comes from Within, Not from… Read More
Why Are Half My Monthly Credit Card Payments Going Towards Interest?
Why Are Half My Monthly Credit Card Payments Going Towards Interest? We’ve all been there – excited to buy something new with our credit card, only to be shocked when the bill comes and half… Read More
How To Pay Off Debt With No Money
How To Pay Off Debt With No Money Paying off debt when you have little to no money can seem incredibly daunting. But with some strategic planning and discipline, it is possible to become debt-free… Read More
What Is a Good Interest Rate for a Credit Card?
What Is a Good Interest Rate for a Credit Card? When you’re looking at getting a new credit card, one of the most important things to consider is the interest rate. This is known as… Read More
Is Credit Card Debt Consolidation a Good Idea?
Is Credit Card Debt Consolidation a Good Idea? If you’re struggling with high-interest credit card debt, debt consolidation can seem like an attractive option. Debt consolidation rolls multiple debts into a single loan with one… Read More
Understanding How Credit Card Debt Works Can Help You Take Charge of Your Future
Understanding How Credit Card Debt Works Can Help You Take Charge of Your Future Credit card debt can feel overwhelming. The interest rates are high, the minimum payments seem impossible, and the balance just keeps… Read More
These Debt Consolidation Tips Could Bring You Closer to Financial Independence
Debt Consolidation Tips for Financial Independence Debt can feel like a heavy burden – constantly weighing you down and preventing you from achieving your financial goals. But with some strategic planning, debt consolidation can be… Read More