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The BEST LAWYER ANYONE COULD ASK FOR!!! Todd changed our lives! He’s not JUST a lawyer representing us for a case. Todd and his office have become Family. When we entered his office in August of 2022, we entered with such anxiety, uncertainty, and so much stress. Honestly we were very lost. My husband and I felt alone. How could a lawyer who didn’t know us, know our family, know our background represents us, When this could change our lives for the next 5-7years that my husband was facing in Federal jail. By the time our free consultation was over with Todd, we left his office at ease. All our questions were answered and we had a sense of relief.

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What is a Fair Car Accident Settlement?

What is a Fair Car Accident Settlement?

You’ve been in a car accident – and it wasn‘t your fault. Now you’re dealing with injuries, medical bills, lost wages, and a whole lot of stress. You deserve to be compensated, but how do you know if the settlement offer from the insurance company is fair?We get it, the legal process can be confusing and intimidating. That‘s why we’re here to break it down for you in simple terms. Buckle up, because we’re about to take you on a ride through the world of car accident settlements.

Understanding the Basics

First things first, let’s talk about what a car accident settlement actually is. Basically, it’s an agreement between you (the injured party) and the at-fault driver‘s insurance company. They offer you a lump sum of money to cover your damages, and in exchange, you agree not to file a lawsuit against them.Sounds simple enough, right? Well, not so fast. Determining a fair settlement amount is where things can get tricky. There are a lot of factors that come into play, and the insurance company’s goal is to pay out as little as possible.That’s why it’s crucial to have an experienced car accident lawyer on your side. We know all the tricks insurance companies use to lowball settlements, and we’re not afraid to fight for what you deserve.

Calculating Your Damages

So, what exactly goes into determining a fair settlement amount? Let’s break it down:

  • Medical Expenses: This includes not only your current medical bills, but also any future treatment you may need related to your injuries. We’re talking hospital stays, surgeries, physical therapy, the whole nine yards.
  • Lost Wages: If your injuries prevented you from working, you’re entitled to compensation for the income you lost during your recovery.
  • Property Damage: Don’t forget about the cost of repairing or replacing your vehicle (and any other property damaged in the accident).
  • Pain and Suffering: This is where things get a little more subjective. Pain and suffering covers the physical and emotional distress you’ve endured as a result of the accident. It’s not an exact science, but we know how to calculate a fair amount based on the severity of your injuries and the impact on your life.
  • Loss of Enjoyment: If your injuries have prevented you from participating in activities you once enjoyed, you may be entitled to compensation for that loss of enjoyment.

As you can see, there are a lot of factors to consider. That‘s why it’s so important to have an experienced car accident lawyer on your side. We know how to properly calculate and document all of your damages to ensure you get the full compensation you deserve.

Negotiating with the Insurance Company

Once we’ve calculated your damages, it’s time to negotiate with the insurance company. And let me tell you, these guys are no joke. They have teams of lawyers and adjusters whose sole job is to minimize payouts.That’s why you need a tough negotiator in your corner. We‘re not afraid to go toe-to-toe with the insurance companies and fight for every penny you deserve. We’ve seen all their tactics before, and we know how to counter them.One of their favorite tricks is to make a lowball initial offer, hoping you’ll just accept it out of desperation or frustration. Don’t fall for it! We’ll advise you on whether the offer is fair, and if not, we’ll go back to the negotiating table.Another common tactic is to try to shift blame onto you, even if the accident was clearly the other driver’s fault. They’ll use any excuse to reduce their liability and your settlement amount. But we‘re not having it. We’ll gather all the evidence and build an airtight case to prove the other driver‘s negligence.And if the insurance company still refuses to play ball? Well, that‘s when we take them to court. We’re not afraid of a fight, and we’ve got a track record of winning big settlements and verdicts for our clients.

Real-Life Examples

But enough about the legal mumbo-jumbo. Let‘s look at some real-life examples of fair car accident settlements we‘ve secured for our clients:

  • Jane’s Story: Jane was rear-ended by a distracted driver while stopped at a red light. She suffered a herniated disc in her neck and had to undergo surgery and months of physical therapy. We fought for her and secured a $250,000 settlement to cover her medical expenses, lost wages, and pain and suffering.
  • Michael’s Case: Michael was T-boned by a driver who ran a stop sign, resulting in a broken leg and severe lacerations. The insurance company tried to blame Michael for the accident, but we gathered witness statements and traffic camera footage to prove their client was at fault. After tough negotiations, we secured a $500,000 settlement for Michael.
  • The Smith Family: The Smith family was involved in a multi-car pileup on the highway. Both parents and their two children sustained injuries ranging from whiplash to broken bones. We fought tirelessly for them and secured a $1.2 million settlement to cover their medical expenses, lost wages, and pain and suffering.

These are just a few examples, but they illustrate the importance of having a skilled car accident lawyer on your side. We know how to fight for fair settlements and won’t back down until you get the compensation you deserve.

Don’t Settle for Less

Look, we get it. The legal process can be long and frustrating, and you just want to put this whole ordeal behind you. But settling for less than you deserve can have serious consequences down the line.What if your injuries require more treatment than you initially thought? What if you’re unable to return to your previous job or have to take a lower-paying position? A lowball settlement might seem tempting in the short term, but it could leave you high and dry when you need that money the most.That’s why it’s so important to have a car accident lawyer who will fight for every penny you deserve. We‘re not just here to get you a quick settlement and move on to the next case. We’re here to be your advocate and ensure your future is protected.

Why Choose Spodek Law Group?

So, why should you choose Spodek Law Group to handle your car accident case? Well, let‘s just say we‘re not your average law firm.First off, we’re a completely cloud-based firm. That means we can work with clients from anywhere in the country (and even the world). No more worrying about finding a local lawyer – we’ve got you covered no matter where you are.But that‘s not all. We also offer a risk-free consultation, so you can ask us any questions you have and get to know us before committing. We‘re confident that once you see how we operate, you’ll want us in your corner.And speaking of how we operate, we pride ourselves on taking a hands-on approach. That means we’ll research every intimate detail of your case and leave no stone unturned in our pursuit of justice.But don‘t just take our word for it. Check out our hundreds of 5-star reviews from satisfied clients. We’ve been featured in major media outlets like the New York Times and the New York Daily News for our work on high-profile cases.So, if you‘re looking for a team of tough, experienced car accident lawyers who will fight tooth and nail for your rights, look no further than Spodek Law Group.


We know you probably still have a lot of questions, so let’s tackle some of the most common ones:

Q: How long do I have to file a car accident claim?
A: In most states, you have a limited amount of time (known as the statute of limitations) to file a claim after a car accident. This can range from 1-6 years depending on the state, so it’s important to act quickly. Our lawyers can advise you on the specific deadline in your case.

Q: What if I was partially at fault for the accident?
A: Even if you were partially at fault, you may still be entitled to compensation under the legal doctrine of comparative negligence. Our lawyers can help determine your percentage of fault and fight to maximize your settlement amount.

Q: Do I have to go to court?
A: Not necessarily. Many car accident cases are settled out of court through negotiations with the insurance company. However, if they refuse to offer a fair settlement, we‘re not afraid to take them to trial.

Q: How much does it cost to hire a car accident lawyer?
A: At Spodek Law Group, we work on a contingency fee basis. That means we only get paid if we win your case – and our fee comes out of the settlement or verdict amount. You don’t have to pay anything upfront, so there‘s no risk to you.

Lawyers You Can Trust

Todd Spodek

Founding Partner

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