Criminal Defense Lawyers

Did you get a letter from Stillman Law Office Debt Collector Relief

Did You Get a Debt Collection Letter From Stillman Law Office? Here’s What You Need to Know

A Casual Look at Dealing With This Debt Collector

Getting a debt collection letter in the mail can be stressful, especially when it’s from a law firm like Stillman Law Office. You might be wondering, “What does this mean? Do I really owe this money? What are my options here?”Don’t worry, we’ve got your back. In this article, we’ll break down everything you need to know about Stillman Law Office and how to handle their debt collection efforts. We’ll cover your rights under the Fair Debt Collection Practices Act (FDCPA), steps you can take to verify the debt, and strategies for resolving the situation.So take a deep breath, grab a cup of coffee (or a beer, no judgment here), and let‘s dive in.

Who is Stillman Law Office?

Stillman Law Office is a law firm based in Michigan that specializes in third-party debt collection. They‘ve been around for over 14 years and work with clients ranging from small businesses to large corporations across various industries like insurance, finance, healthcare, and automotive lending.In addition to sending debt collection letters, Stillman Law Office also offers legal services such as filing lawsuits, seeking garnishment orders, and handling repossession actions on behalf of their clients.Now, just because they’re a law firm doesn’t mean you should panic. They’re still bound by the same rules and regulations as any other debt collector under the FDCPA. But we’ll get to that in a bit.

A Quick Look at Their Online Reputation

Before we go any further, let‘s take a quick peek at Stillman Law Office’s online reputation. After all, knowledge is power, right?

• They’re not accredited by the Better Business Bureau (BBB), and they have an average rating of 1 out of 5 stars on the BBB website.
• On Google, they’ve earned a rating of 1.9 out of 5 stars.
• They’ve received several complaints on their BBB profile and the Consumer Financial Protection Bureau’s (CFPB) website, with many consumers claiming that Stillman Law Office failed to validate debts or attempted to collect invalid or fraudulent debts.

Here’s an example of a real complaint from the CFPB website:

“Repeated written attempts to validate debt with this company has fallen on deaf ears. They have failed to email per my instruction to validate the debt on items they have. When they are called, they do not tell who owns the debt.”

Now, we‘re not trying to scare you or anything. Just giving you a heads up on what others have experienced with Stillman Law Office. At the end of the day, knowledge is power, and it’s always good to know what you’re dealing with.

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

Alright, let‘s talk about your rights under the Fair Debt Collection Practices Act (FDCPA). This is a federal law that outlines what debt collectors can and can’t do when trying to collect a debt from you.Here are some key things the FDCPA prohibits debt collectors like Stillman Law Office from doing:

• Harassing you by calling repeatedly or at unreasonable hours
• Using profane or abusive language
• Making false or misleading statements
• Engaging in unfair practices like collecting more than you owe
• Contacting you directly if you’re represented by an attorney

The FDCPA also gives you the right to request debt validation from the collector. This means that Stillman Law Office (or any other debt collector) has to provide you with evidence that you actually owe the debt they’re trying to collect.

Christine Twomey

2024-03-21

Just had my Divorce case settled 2 months ago after having a horrible experience with another firm. I couldn’t be happier with Claire Banks and Elizabeth Garvey with their outstanding professionalism in doing so with Spodek Law Group. Any time I needed questions answered they were always prompt in doing so with all my uncertainties after 30 yrs of marriage.I feel from the bottom of my heart you will NOT be disappointed with either one. Thanks a million.

Brendan huisman

2024-03-18

Alex Zhik contacted me almost immediately when I reached out to Spodek for a consultation and was able to effectively communicate the path forward/consequences of my legal issue. I immediately agreed to hire Alex for his services and did not regret my choice. He was able to cover my case in court (with 1 day notice) and not only was he able to push my case down, he carefully negotiated a dismissal of the charge altogether. I highly recommend Spodek, and more specifically, Alex Zhik for all of your legal issues. Thanks guys!

Guerline Menard

2024-03-18

Thanks again Spodek law firm, particularly Esq Claire Banks who stood right there with us up to the finish line. Attached photos taken right outside of the court building and the smile on our faces represented victory, a breath of fresh air and satisfaction. We are very happy that this is over and we can move on with our lives. Thanks Spodek law 🙏🏼🙏🏼🙏🏼🙏🏼🙌🏼❤️

Keisha Parris

2024-03-15

Believe every single review here about Alex Z!! From our initial consultation, it was evident that Alex possessed a profound understanding of criminal law and a fierce dedication to his clients rights. Throughout the entirety of my case, Alex exhibited unparalleled professionalism and unwavering commitment. What sets Alex apart is not only his legal expertise but also his genuine compassion for his clients. He took the time to thoroughly explain my case, alleviating any concerns I had along the way. His exact words were “I’m not worried about it”. His unwavering support and guidance were invaluable throughout the entire process. I am immensely grateful for Alex's exceptional legal representation and wholeheartedly recommend his services to anyone in need of a skilled criminal defense attorney. Alex Z is not just a lawyer; he is a beacon of hope for those navigating the complexities of the legal system. If you find yourself in need of a dedicated and competent legal advocate, look no further than Alex Z.

Taïko Beauty

2024-03-15

I don’t know where to start, I can write a novel about this firm, but one thing I will say is that having my best interest was their main priority since the beginning of my case which was back in Winter 2019. Miss Claire Banks, one of the best Attorneys in the firm represented me very well and was very professional, respectful, and truthful. Not once did she leave me in the dark, in fact she presented all options and routes that could possibly be considered for my case and she reinsured me that no matter what I decided to do, her and the team will have my back and that’s exactly what happened. Not only will I be liberated from this case, also, I will enjoy my freedom and continue to be a mother to my first born son and will have no restrictions with accomplishing my goals in life. Now that’s what I call victory!! I thank the Lord, My mother, Claire, and the Spodek team for standing by me and fighting with me. Words can’t describe how grateful I am to have the opportunity to work with this team. I’m very satisfied, very pleased with their performance, their hard work, and their diligence. Thank you team!

Anthony Williams

2024-03-12

Hey, how you guys doing? Good afternoon my name is Anthony Williams I just want to give a great shout out to the team of. Spodek law group. It is such a honor to use them and to use their assistance through this whole case from start to finish. They did everything that they said they was gonna do and if it ever comes down to it, if I ever have to use them again, hands-down they will be the first law office at the top of my list, thank you guys so much. It was a pleasure having you guys by my side so if you guys ever need them, do not hesitate to pick up the phone and give them a call.

Loveth Okpedo

2024-03-12

Very professional, very transparent, over all a great experience

Bee L

2024-02-28

Amazing experience with Spodek! Very professional lawyers who take your case seriously. They treated me with respect, were always available, and answered any and all questions. They were able to help me very successfully and removed a huge stress. Highly recommend.

divesh patel

2024-02-24

I can't recommend Alex Zhik and Spodek Law Firm highly enough for their exceptional legal representation and personal mentorship. From the moment I engaged their services in October 2022, Alex took the time to understand my case thoroughly and provided guidance every step of the way. Alex's dedication to my case went above and beyond my expectations. His expertise, attention to detail, and commitment to achieving the best possible outcome were evident throughout the entire process. He took the time to mentor me, ensuring I understood the legal complexities involved to make informed decisions. Alex is the kind of guy you would want to have a beer with and has made a meaningful impact on me. I also want to acknowledge Todd Spodek, the leader of the firm, who played a crucial role in my case. His leadership and support bolstered the efforts of Alex, and his involvement highlighted the firm's commitment to excellence. Thanks to Alex Zhik and Todd Spodek, I achieved the outcome I desired, and I am incredibly grateful for their professionalism, expertise, and genuine care. If you're in need of legal representation, look no further than this outstanding team.

Load more

Google rating score: 4.9 of 5, based on 736 reviews

How to Request Debt Validation from Stillman Law Office

If you receive a debt collection letter from Stillman Law Office, you have 30 days from the date you received the letter to request debt validation. Here’s how you can do it:

• Send them a debt validation letter via certified mail with a return receipt requested. This creates a paper trail and ensures they received your request.
• In the letter, clearly state that you’re disputing the debt and requesting validation under the FDCPA.
• Include your name, the account number (if available), and any other relevant information about the alleged debt.

Once Stillman Law Office receives your debt validation letter, they‘re legally required to provide you with evidence that you owe the debt before they can continue their collection efforts. This evidence should include things like:

• The name of the original creditor
• The amount of the alleged debt
• Proof that they have the legal authority to collect the debt
• Documentation showing that the debt is within the statute of limitations for your state

If Stillman Law Office fails to validate the debt or if they violate any part of the FDCPA during the collection process, you can file a complaint with the Federal Trade Commission, your state’s attorney general, the Consumer Financial Protection Bureau, and the Better Business Bureau.