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nyc criminal lawyers over 30 years of experienceWe Know How To Win Cases

Spodek Law Group handles tough cases
nationwide, that demand excellence.

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Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

Why Choose Us

Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

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Meet Todd Spodek

WE PROVIDE WHITE GLOVE SERVICE TO CLIENTS
WHO WANT MORE FROM THEIR ATTORNEY

The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Using Business Credit Cards to Fund Your Company

Using Business Credit Cards to Fund Your Company

Overview of Business Credit Cards

Business credit cards function similarly to personal credit cards, but they offer some key advantages:

  • They don’t require a personal guarantee – With a business credit card, you won’t need to put your personal assets at risk like you would with a business loan. The card is backed by your company’s ability to pay.
  • Fast access to funds – Business credit card applications can often be approved within minutes, providing quick access to financing. Initial credit limits may start around $500 – $5000.
  • Flexible spending – Use your business credit card for virtually any business purchase like inventory, supplies, software, marketing expenses, etc.
  • Rewards – Many cards offer robust rewards programs on categories like office supplies, tech purchases, advertising, or shipping. These can help reduce business expenses.

Building Business Credit

Before applying for a business credit card, you’ll want to start establishing business credit under your company’s name. Here are some tips:

  • Open a business bank account and use it regularly for deposits/payments
  • Apply for a business phone line or other recurring service in your business name
  • Seek vendor accounts with companies like Uline or Grainger, making on-time payments

As you build a record of on-time payments over 6+ months, you’ll begin generating a business credit profile, making it easier to get approved for cards. Apps like Nav can help monitor your business credit.

Top Business Credit Card Options

Here are some of the most popular business credit cards to consider:

Chase Ink Business Cards

Chase offers three Ink Business cards with large signup bonuses ($750 – $1000) and various rewards categories:

  • Ink Business Unlimited – 1.5% cash back on every purchase
  • Ink Business Cash – 5% back on internet/phone/cable bills (up to $25k in combined purchases per account anniversary year)
  • Ink Business Preferred – 3x points on shipping, internet/cable/phone services, advertising purchases on social media sites and with search engines, and travel

American Express Blue Business Plus

The Blue Business Plus card from American Express offers 2x Membership Rewards points on every purchase up to $50,000 per year, with no annual fee. Points can be redeemed for cash back, travel, gift cards, or transfers to airline/hotel partners.

Capital One Spark Cards

Capital One’s Spark cards cater to all stages of business growth with options like:

  • No preset spending limit
  • 2% cash back on every purchase
  • $500 – $2000 sign up bonus
  • Perks like extended warranties and travel protections

Be sure to choose the Spark card that aligns with your business expenses and redemption goals.

Using Business Credit Cards Strategically

When used properly, business credit cards can provide financing and rewards to help grow your company. Here are some best practices:

Pay off balances monthly

By paying your bill in full each month, you avoid interest charges which saves money. Set payment reminders and automate them if possible.

Use cards for larger purchases

Consider using business debit/checks for smaller recurring expenses like subscriptions and utilities. Use your credit primarily for larger purchases eligible for rewards.

Split expenses across cards

If you have multiple business cards, divvy up expenses to maximize rewards in different categories like gas, shipping, advertising, etc.

Set spending limits

Treat your credit card more like a debit card, by setting a monthly spending cap aligned with your business’s cash flow so you don’t overextend.

Review statements closely

Scrutinize each transaction to catch unauthorized charges early. Having a separate card just for your business makes this easier.

Financing Major Purchases

Once you have established some credit history under your business name, you can take advantage of 0% APR introductory offers many business cards provide on new purchases and/or balance transfers.

This makes financing major purchases easy and affordable, while allowing you to conserve cash or use money that would go toward payments for other investments.

For example, if facing a $10,000 equipment purchase, you could transfer the balance to a card with a 0% rate for 12-18 months. This would allow you to pay it off slowly over time rather than tapping business funds or savings.

Summing It All Up

Getting a business credit card early on provides a convenient way to access extra capital, earn rewards, separate expenses, and establish business credit. Be diligent about payments and limiting balances, and your company credit profile will continue to expand – enabling cards with higher limits, lower rates, and better rewards.

Resources

Videos Explaining Business Credit Cards

Articles with More Tips on Business Card Strategies

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Testimonials

I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

5 Stars
It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me feel comfortable and confident that the team was going to work hard for me. Everything was explained and any concerns...

~A G

5 Stars
After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

Spodek Law Group

White Glove Service

We Provide Superior Service, Excellent Results, At A Level Superior To Other Criminal Defense Law Firms. Regardless Of Where Your Case Is, Nationwide, We Can Help You.
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